Terms of Use


Terms of Use

Effective Date: 6

Welcome to the website of OakMutual Life & Health

, operated by Tyler Bly ("we", "our", or "us"). By accessing or using this website, you agree to be bound by the following Terms of Use. If you do not agree with any part of these terms, please do not use our website or services.


1. Use of Website

This website is intended for individuals seeking information about life and health insurance services offered by OakMutual Life & Health. You may use the website only for lawful purposes and in accordance with these Terms.


2. No Professional Advice

The content provided on this website is for informational purposes only and does not constitute legal, financial, or insurance advice. Please consult directly with a licensed insurance professional before making any decisions based on the information provided here.


3. Privacy Policy

Your use of the website is also subject to our

Privacy Policy

(link or provide separately), which outlines how we collect, use, and protect your personal information.

4. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, and images, is the property of OakMutual Life & Health or its content suppliers and is protected by copyright and other intellectual property laws. You may not use any content without prior written permission.


5. Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not endorse and are not responsible for the content, accuracy, or practices of these third-party sites.


6. Disclaimer of Warranties

This website is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or availability of the information or services provided.


7. Limitation of Liability

To the fullest extent permitted by law, OakMutual Life & Health and Tyler Bly will not be liable for any damages arising out of or in connection with your use of the website or reliance on any information provided.


8. Changes to Terms

We may update these Terms of Use from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of the revised terms.


9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law principles.


10. Contact Us


For questions about these Terms of Use, please contact:

Tyler Bly

OakMutual Life & Health

OakMutual Life & Health
(866) 788-0063

1081 Gloria Ave Ste A, Lima Ohio 45805